The Own Something Calculator

Run the numbers the way we would.

This is the calculator from the Claude Design build: rent vs own, investment-property mode, strata, tax, GST, appreciation, rent growth, cash flow, cap rate, equity, and ROI.

Open the calculator Get the 5 Fatal Errors guide

              
              The Own Something Calculator
            

Run the numbers the way we would.

Your inputs

Adjust anything — results update live.

Years to project

Monthly rent ($) Rent increase (%/yr) Purchase price ($) Down payment (%) Interest rate (%) Amortization (yrs) Monthly strata ($) Property tax ($/mo) Appreciation (%/yr) GST rate (%)

Include GST in the purchase & mortgage GST excluded

Your monthly reality

All-in / month

Mortgage

Cash to close*

After 5 years

Total rent paid$0

Home value (after appreciation)$0

Mortgage principal paid down$0

Your equity if you own$0

The 5-year wealth gap $0

Owner equity

Renter equity

Renting 5 years really costs about $0 once you count the equity you didn't build. *Cash to close shown is the down payment; add ~1–2% for closing costs & PTT.

Estimates only — for planning, not advice. Real numbers depend on your mortgage, the building, and the day. Let's run yours together. Pressure-test this with Matt →